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The latest data released by the Administrative Office of the U.S. Courts reveals a concerning trend in bankruptcy filings, indicating a 13 percent increase in total filings and a staggering 30 percent rise in business bankruptcies for the twelve-month period ending September 30, 2023. This follows a decade-long decline in bankruptcy numbers and reflects a significant shift in economic dynamics. In this article, we delve into the key findings and…

Every year the Federal Trade Commission collects data on consumer complaints in the United States. For the 14th consecutive year identity theft is once again at the top of the chart of most reported consumer complaints. According to the FTC consumers lost $1.6 billion due to various forms of ID theft. From a total of 2 million complaints filed to FTC, law enforcement agencies and consumer complaint agencies 290,000 (or 14%) were…

Many alternatives to building solar cells have already been discovered, such as using spinach, but some recent discoveries by scientists at the University of Southern California (USC) invented a new type of solar cell made from nanocrystals. These nanocrystals are apparently so tiny that you can fit 250 billion of them on a head of a pin, which is relevant because they can be made into an ink and then painted or…

The news about the severe security breach that occurred a few weeks ago were covered by almost all news and media both online and offline, so you’ve surely heard something about it already. It’s one of the greatest successful hacks in recent history in which many personal details about 77 million people around the world were obtained by a third, unknown party. The personal details that were stolen included first and…

We’ve talked a bit about improving your credit score so far, but sometimes taking matters into your own hands can result in a lower credit score. This article will list the four most common mistakes people make when trying to improve their credit scores. 1. Don’t make a late payment A late or even a missed payment will hurt your credit score, even more so if it’s already high. If…

Imagine a world where all the batteries are made of paper. Various devices can be smaller, and used batteries wouldn’t hurt the environment. Thanks to Stanford researchers, we might be living in such a world soon. These batteries work thanks ink infused with carbon nanotubes and silver nanowires. The idea is not entirely new, but the possibility of coloring paper with ink and making it a battery is impressive. Thanks…

Several scientists and designers came up with the idea of making a eco-friendly shower which purifies the water using natural filters. After washing in such a shower, the water passes through a series of filters as well as plants such as reeds and rushes. These plants are able to remove the chemicals from your shampoo. It’s a natural purification process and it can happen in your bathroom as well. The…