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Numbers do play an important role in our lives. If you believe in numerology, you can know how important the numbers 0 to 9 is. If we look into the financial state of a person, here also numbers play a big role. Those numbers are called the credit score. You should try to keep them at a peak point. These powerful numbers help you to determine that you are going…

To prevent your identity from being stolen you have to take some necessary steps. Through this you can protect your identity from the wrong people. Here is the way of best protection against a stolen identity. First you have to have your credit report. You have to follow some simple and straightforward procedures to get the credit report. Now place a fraud alert in your credit report and then close the…

One thing many immigrants realize when they come to the United States is that their credit history doesn’t follow them. America is a credit-centered culture. You need good credit to buy a house, finance a car and obtain educational loans and even to get a new job. Here are a few tips to help new immigrants establish a good credit history and start enjoying the American life. Open a Bank…

The news about the severe security breach that occurred a few weeks ago were covered by almost all news and media both online and offline, so you’ve surely heard something about it already. It’s one of the greatest successful hacks in recent history in which many personal details about 77 million people around the world were obtained by a third, unknown party. The personal details that were stolen included first and…

One of the unfortunately frequent causes of low credit scores is also identity theft. ID theft has been growing rapidly over the past years and despite constant battles to prevent and stop it will surely never go away. There are plenty of ways you can get your identity stolen today: phishing websites, dumpster diving, employee records are just some of them. When you’re applying for a loan or mortgage you…

Identity theft is rapidly growing to be one of the much hyped crimes in the earth. It is very easier said than done to guard against. Legal enforcement agencies are not fully prepared to handle most of the cases, and since this type of offense is still in its beginning, most people have no idea how destructive it can be. Identity hackers dig up information from companies or other organizations…

Safety and security is now a problem for many people these days, may it be of health or confidential information it has become a problem. The theme of identity theft is basically the theft, as by name, of a person’s identity to have access to that person’s confidential and private information. Identity theft is considered to be a criminal act in which a person’s identity is stolen to be used…

Credit scores are constantly changed and re-calculated and anything you do financially can impact it, both positively or negatively. Here’s a list of a few ways you can (dramatically) improve your credit score. 1. Review your credit report It’s not uncommon for credit score reports to contain errors. Make sure you double check it and fix any mistakes as it may impact your overall credit score significantly. 2. Pay your…