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One thing many immigrants realize when they come to the United States is that their credit history doesn’t follow them. America is a credit-centered culture. You need good credit to buy a house, finance a car and obtain educational loans and even to get a new job. Here are a few tips to help new immigrants establish a good credit history and start enjoying the American life. Open a Bank…

We’ve talked a bit about improving your credit score so far, but sometimes taking matters into your own hands can result in a lower credit score. This article will list the four most common mistakes people make when trying to improve their credit scores. 1. Don’t make a late payment A late or even a missed payment will hurt your credit score, even more so if it’s already high. If…